Phase
01
~4 minutes
Seven questions, one per screen. Age, goal, tobacco use, general health, coverage amount, term length, and contact.
You'll see progress across the top and can go back at any step. Nothing is final until you review your fit summary.
Phase
02
1 page
A plain-language recommendation: a coverage range, a term length, and an illustrative monthly price band. We explain the assumptions behind each number.
You'll see what's based on your answers, what's a market benchmark, and what still depends on the carrier's underwriting.
Phase
03
same day
If the fit makes sense, you continue to a trusted partner to complete a formal application. Most people see a real rate within minutes.
The partner and carrier are named on the handoff screen. Your policy is underwritten and issued by the carrier, not by SolidLG.
Phase
04
10–30 day free look
Once approved, you pay the first premium and coverage begins. Most policies include a free-look window where you can cancel for a full refund.
After the free-look period, you can still cancel any time without penalty. Carrier terms govern the specifics.
What we ask
Age, sex at birth (for pricing tables), tobacco use, general health, coverage goal, desired face amount, and term. Plus name, email, and ZIP to personalize.
What we don't ask
We don't ask for SSN or banking details on SolidLG. Those come later, inside the carrier's secure application — not here.
Who underwrites the policy
Licensed insurance carriers. We don't issue coverage. We guide you to a carrier that fits the shape of your life.
How you're priced
Carriers use your answers plus prescription history, MVR, and (sometimes) labs. We'll tell you upfront whether you're likely to need an exam.
