SolidLG is a consumer brand and digital guidance experience. We are not an insurance carrier. We do not underwrite, issue, or administer insurance policies.
Insurance products referenced on SolidLG are offered through licensed insurance agencies, brokers, and carriers. Specific partner and carrier names appear in the application flow and on product pages.
SolidLG works with a vetted set of licensed partners. You will see the partner and carrier named at the application handoff, before you provide any identifying information.
Policies are underwritten and guaranteed by the issuing insurance carrier, subject to its financial strength and contract terms. Carrier ratings (A.M. Best, S&P) are shown where the product allows.
Rates and ranges shown on SolidLG are illustrative. They are not quotes, not offers of coverage, and not binding on any carrier.
Final pricing is set by the insurance carrier after full underwriting. Carriers use information you provide plus third-party data (e.g. prescription history, motor vehicle records, and — when applicable — medical history or labs).
SolidLG collects only what is needed to guide you to a fit and hand you off to a partner. We don't ask for SSN, banking details, or medical records on SolidLG.
When you continue to a partner, your data moves to that partner under their own privacy policy. We make that boundary explicit at the handoff step.
For full details, see the Privacy page. If you have a deletion request, email privacy@solidlg.ai.
Where SolidLG (or an affiliated entity) acts as a licensed insurance agency, its license numbers and states of operation will be listed on this page prior to launch. Until production, this section is intentionally a placeholder.
You can verify any insurance license through the state's Department of Insurance, the NIPR (National Insurance Producer Registry), or the specific carrier's own website.
Claims are handled by the insurance carrier, not by SolidLG. When someone passes away, beneficiaries submit a claim to the carrier along with the certified death certificate.
Approved life insurance claims are typically paid within 30–60 days. Some carriers pay faster for clean cases; others may take longer if additional investigation is needed.
Most term policies include a 'free look' period (often 10–30 days) during which you can cancel for a full refund. After that, you can cancel any time without penalty.
You can update beneficiaries at any time. Converting a term policy to permanent coverage is available on many products, subject to carrier rules.